Two systemsthat should agree.
We make them agree, and prove it: reconciliation, operational resilience and regulatory evidence for banks and payment firms — engineered by a team inside UK clearing and tier-one banks since 1998.We make them agree, and prove it: the integration, reconciliation and evidence layer behind your AML engine, NIP settlement and goAML filings — engineered inside UK clearing since 1998, delivered with local partners in Lagos and Abuja.
- National paymentsThe UK’s central cheque-clearing infrastructure, through Bank of England settlement.
- Two tier-one banksDodd-Frank/CCAR and EMIR programmes; treasury and FX lifecycles.
- National healthA national programme’s first fully-cloud delivery.
- Enterprise automationTechnical lead on an enterprise UiPath programme.
Watch it reconcile. Every finding traces to a record.
An instant-payments day checked against the core ledger: matched, held in suspense, put on the clock, written up as evidence. Same input, same finding, every run.A NIP settlement day checked against the core ledger: matched, held in suspense, put on the 24- and 48-hour clocks, written up as evidence an examiner can walk.
Four regimes. One evidence trail.One mandate. Every clock visible.
Each of these asks the same question in its own words: can you show that your systems agree, and what you did when they did not?The Baseline Standards ask for an engine that integrates, reconciles and stands up to a live examiner walkthrough. These are the dates that matter.
Operational resilience
627days in forceICT risk, incident reporting and resilience testing, with the evidence to show it.
Verification of Payee
362days in forceInstant credit transfers, checked and reconciled in seconds, not overnight.
Structured data, end to end
318days in forceRicher messages are only worth it if the ledger can match on them.
The single rulebook
277days to goTransaction monitoring that links to customer risk, and proves it.
Automated AML/CFT/CPF
339days to goAn engine integrated with core banking for real-time, cross-channel monitoring.
The same standard
521days to goMicrofinance, payment service providers and the rest, six months later.
The settlement clocks
24h / 48hOn-us within 24 hours, not-on-us within 48. Our engine runs these clocks live.
Filed, accepted, reconciled
goAMLEvery report reconciled against the alert that raised it.
One discipline, four industries.
The same pattern everywhere we work: two systems that should agree, a gap between them, and money or care lost in the gap.
Instant payments that reconcile instantly.
ISO 20022, SEPA Instant, Faster Payments.
HealthClaims that clear the first time.
Records, triage and claims for health programmes and groups.
Public sectorCouncils that take payment without a queue.
Booking, payment and portals, accessible by default.
Energy & utilitiesSettlement you can audit to the meter.
Settlement, reconciliation and audit at national scale.
The CBN mandates the engine. Examiners test the evidence.
AML integration, NIP settlement, goAML.
HealthClaims that clear the first time.
Records, triage and claims, digitised end to end.
PowerRevenue leaks between meter, bill and bank.
Metering, billing and collections, reconciled.
AgriculturePayments that reach the farmer.
Traceability from farm gate to export.
Models in the workshop. Determinism in the ledger.
AI makes us fast. The ledger runs on plain, tested code: the same input gives the same finding, every time. That line is where institutional-grade starts.
In the workshop
- →Code, tests and documents drafted with AI, reviewed line by line by an engineer
- →Adapters for a new file format drafted from a sample, then proved against it
- →Synthetic twins of your data, so a build never needs the real thing
- →Delivery in weeks rather than quarters
In the ledger
- ■Matching and clocks as plain, reviewable code
- ■The same input gives the same finding, every run
- ■Every exception carries its evidence and its recommended action
- ■Deliveries ship with a checksum and a detached signature
Which one is yours?
One firm, one engineering standard, two ways in.
Ophir Controls
Reconciliation, exception handling and evidence for banks and payment firms, wired into the systems you already run.The integration, reconciliation and evidence layer behind your AML engine, proved in a parallel run before you commit.
Revenue systems
Ordering, booking, payments and the admin behind them, for businesses whose ceiling is time, not demand.
Business websites & systems→Bring the two systems that should agree.
A working session with the people who own the gap. We come back with where it leaks, what closing it is worth, and what a parallel run would prove.